Exciting mortgage deals from Mortgages Made Easy
House mortgage services in the UK
Let’s face it, moving home can be exciting. But sometimes, it’s also stressful. And even though you’ve bought a house before, it’s useful to refresh your memory about the steps involved – from finding a new property to sorting out the money and legal side of things.
Also, to make matters more complicated, you may also be selling your current home this time around, as well as buying a new one.
But don’t worry. We’re here to give you some valuable help and support on what you need to know in the form of this handy online guide. It’s packed full of practical tips and checklists to get you right back into the swing of moving.
Contact us today for house mortgage services all across Leicester and Leicestershire.
How much could you borrow?
Needing a larger place? Or perhaps somewhere smaller? Whatever kind of home you’re looking for, you first need to work out what kind of mortgage you can comfortably afford. Why not give us a call on 0800 999 2205 and we can quickly work out how much you can afford?
How much can you afford each month?
A big mortgage often means big monthly bills, which is something you need to consider when budgeting for household bills and other outgoings. You’ll be probably moving to a larger home as well, which means higher mortgage bills than what you pay currently. Our mortgage advisors can help navigate all this.
The upfront costs in moving
Hopefully you’ll have enough money (equity) in your property to cover the deposit needed for your next home. But don’t forget about the other costs associated with buying and selling a property and taking out a mortgage.
We have created a pdf guide detailing some typical ones that apply.
Work out your budget
Why not give us a call on 0800 999 2205 and we can quickly work out how much you can afford?
Size of mortgage you can borrow + Size of deposit you have – Your house buying costs = Your house budget.
Choosing a mortgage
Unless you’ve found a house you want to buy, you don’t have to worry about choosing a mortgage just yet. We’ll help you decide what’s best for you, whether it’s a fixed rate, variable rate or tracker mortgage.
A fee of £95 is payable for your initial consultation with a further fee of up to £195 on completion dependant on the work required to secure your mortgage. Commercial mortgages and some buy to let mortgages are not regulated by the FCA.
You can also find out more about our mortgages for self builds.